Splurge vs. Save: What to Invest In for Your Home - A Beginner’s Guide
Designing a beautiful and functional home is all about balance—especially when it comes to budget. Whether you’re nestled in the tree-lined suburbs of Birmingham or curating a chic city space in Atlanta, knowing where to splurge and where to save is key to getting the most out of your home investment.
At Amulet Atelier Interior Design Studio, we help clients in make smart design choices that reflect their lifestyle, taste, and budget. Here’s our expert take on where to put your money—and where you can rein it in—without sacrificing style.
SPLURGE: Statement Pieces That Anchor the Room
In both traditional homes and sleek lofts, the right focal piece can transform a space. Invest in:
Sofas & Sectionals: A high-quality sofa is worth every penny. It’s one of the most-used items in your home and sets the tone for your living space. Go for timeless design and durable fabric.
Lighting Fixtures: Think of lighting as the jewelry of your home. A dramatic chandelier or modern pendant can elevate an entire room—especially in high-traffic areas like the foyer or dining room.
Art & Decor: Original artwork or a unique gallery wall gives your space personality. Atlanta’s vibrant art scene and Birmingham’s growing creative community offer many opportunities to shop local and support artists.
SAVE: Trendy Accessories & Seasonal Items
Design trends evolve quickly, so it’s smart to save on things you might swap out in a year or two. Consider lower-cost options for:
Throw Pillows & Blankets: These are perfect for introducing color and texture—without a long-term commitment.
Rugs in High-Traffic Areas: While area rugs do make a big impact, you don’t have to splurge on every one. In busy family zones, a budget-friendly (but stylish) rug can still do the job well.
Curtains & Window Treatments: While our preference is custom drapery for a cohesive and tailored impact, it can be costly. There are plenty of great off-the-rack options that look high-end and won’t break the bank.
SPLURGE: Kitchen & Bathroom Finishes
For homeowners in Birmingham and Atlanta, resale value matters. Kitchens and bathrooms are high ROI (Return on Investment) areas.
Countertops: Invest in durable, timeless materials like natural stone. They hold up well and add sophistication.
Cabinetry Hardware & Plumbing Fixtures: These small details can have a big impact. Think oil rubbed bronze, aged patinated brass, or sleek nickel—quality finishes elevate the entire space. Stay far away from chrome.
SAVE: Secondary Furniture & Decor
Not every piece in your home has to be designer. You can save by shopping smart:
Side Tables & Nightstands: These can be fun pieces to thrift or buy from affordable retailers, especially if they’re not getting heavy use.
Shelving & Bookcases: Functional pieces like this don’t need to be pricey to look polished. Mix in stylish accessories to create a designer look.
Location-Specific Tip:
In Birmingham: Southern charm and comfort are key. Splurge on heirloom-quality pieces for living and dining areas where you host family gatherings.
In Atlanta: Urban living often means smaller spaces, so splurge on multi-functional furniture and statement pieces that pack visual punch in compact areas.
Final Thoughts
Interior design is personal, and smart budgeting lets you create a space that reflects you. By splurging strategically and saving where it makes sense, your home will feel luxurious—without the luxury price tag.
Need help designing your dream space in Birmingham or Atlanta? Let’s work together to create a home that’s both beautiful and budget-wise.